Personal Banking

Regardless of your age or financial standing, First National Bank offers accounts and financial products that fit you and your financial goals. Please feel free to contact a personal banking representative for detailed account terms and conditions.


  • Accounts

    Regular - No minimum balance / Unlimited check writing privileges / Customers 62 years and older pay no fees

    Student - No minimum balance / Full-time students 24 and under / Write 20 free checks per month

    Super Now - Interest credited monthly / Unlimited check writing privileges / Minimum balance requirement of $1,000.00 / Non-commercial accounts only

    MMDA - Interest credited monthly / Write three free checks per month / Six free transfers per month / Minimum balance requirement of $1,000.00.

    Passbook Savings - No minimum balance / Interest compounded quarterly / Six free transfers per month

    Treasure Seekers Club - Children ages 5 to 12 / No service charges / No minimum balance / Interest compounded quarterly / Incentive prizes for reaching milestone balances with your account / Certificate for free ice cream at Banner Restaurant on your birthday / Every deposit earns a toy from the Treasure Chest / Subscription to Treasure Seekers Newsletter

  • CDs

    Variable terms and competitive rates allow our customers to maximize guaranteed returns on their money. Current rates are available by calling the bank at (785) 738-2251.

  • IRAs

    Let us help you plan for your future with an Individual Retirement Account tailored to your unique needs and vision.

  • Loans

    We offer a variety of loans at unbeatable rates, including auto, agricultural, real estate (commercial, residential and agricultural), business, personal and education.

  • Debit Cards

    More networks mean more options, which is why we proudly offer debit cards on the SHAZAMChek, Visa and MasterCard networks, providing our customers quick and easy access to their cash, wherever they may be.

  • Bonds

    U.S. Government Savings Bonds are available for individuals in a variety of denominations.

    For more detailed information, please click TREASURY DIRECT.

  • Safe Deposit Boxes

    Safe, secure and affordable storage for all of your valuables and personal documents:

    4 x 4.5 - $10.00 per year
    9 x 3 - $15.00 per year
    9 x 4 - $20.00 per year
    9 x 5 - $24.00 per year
    9 x 9.5 - $40.00 per year

  • Expand All

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