Personal Banking

Regardless of your age or financial standing, First National Bank offers accounts and financial products that fit you and your financial goals. Please feel free to contact a personal banking representative for detailed account terms and conditions.


  • Accounts

    Regular - No minimum balance / Unlimited check writing privileges / Customers 62 years and older pay no fees

    Student - No minimum balance / Full-time students 24 and under / Write 20 free checks per month

    Super Now - Interest credited monthly / Unlimited check writing privileges / Minimum balance requirement of $1,000.00 / Non-commercial accounts only

    MMDA - Interest credited monthly / Write three free checks per month / Six free transfers per month / Minimum balance requirement of $1,000.00.

    Passbook Savings - No minimum balance / Interest compounded quarterly / Six free transfers per month

  • CDs

    Variable terms and competitive rates allow our customers to maximize guaranteed returns on their money. Current rates are available by calling the bank at (785) 738-2251.

  • IRAs

    Let us help you plan for your future with an Individual Retirement Account tailored to your unique needs and vision.

  • Loans

    We offer a variety of loans at unbeatable rates, including auto, agricultural, real estate (commercial, residential and agricultural), business, personal and education.

  • Debit Cards

    For Lost or Stolen Cards call Shazam 1-800-383-8000

    Falcon Fraud Department call 866-508-2693

  • Safe Deposit Boxes

    Safe, secure and affordable storage for all of your valuables and personal documents:

    4 x 4.5 - $10.00 per year
    9 x 3 - $15.00 per year
    9 x 4 - $20.00 per year
    9 x 5 - $24.00 per year
    9 x 9.5 - $40.00 per year

  • Expand All

ATM Catlin's Friendly Apple Market 10th St. & Hwy 14 in Beloit
101 E. Main St. on the East side of the bank in Beloit